These User Terms (the “User Terms”) are a legal agreement between you (“you” or “Member”) and Adding Values (“we,” “us” or “Adding Values”) governing your use of the 1Percent Club services (the “Services”). By accessing or using any part of the Services, you agree to be bound by these User Terms. If you do not agree to these User Terms, you should not use or access the Services.

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Content:

1. All content created by 1Percent Club, including articles, illustrations, and edits of publications, belongs to Adding Values and is intended to add value to users.

2. The news provided in our services comes from trusted sources and media publications, and the content belongs to the original creators.

3. Stock market updates come from reliable sources that are recognized by the government or trusted by people.

4. The format of the 1Percent Club's services, provided on various platforms, belongs to Adding Values and is subject to copyright laws.

5. If you find your content shared on our publication or in our articles, please reach out to us at support@addingvalues.xyz , and our team will take action within 24 hours.

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Platforms:

WhatsApp:

The 1Percent Club WhatsApp group is intended solely for educational purposes. Members receive daily educational content, such as news, facts, quotes, stock market updates, industry updates, and other relevant information provided by Adding Values. All members are expected to treat each other with respect and avoid derogatory or inflammatory comments. Any form of discrimination, harassment, or hate speech will not be tolerated. Members who engage in such behavior will be removed from the group.

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Telegram:

The 1Percent Club Telegram group is intended solely for educational purposes. Members receive daily educational content, such as news, facts, quotes, stock market updates, industry updates, and other relevant information provided by Adding Values. All members are expected to treat each other with respect and avoid derogatory or inflammatory comments. Any form of discrimination, harassment, or hate speech will not be tolerated. Members who engage in such behavior will be removed from the group.

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Email Newsletter:

The 1Percent Club newsletter is intended solely for educational purposes. Members receive educational content, such as news, facts, quotes, stock market updates, industry updates, and other relevant information provided by Adding Values. 

 

The educational content shared in this group/newsletter is provided by Adding Values, and members are prohibited from sharing any content that is not provided by the group admin. 

Any misleading or inappropriate content shared by members will be removed by the group/ e-Mailing list admin. Even after being a Paid User.

 

Platform Policies:

The platform policy is applicable to users based on the platform they choose or enrol in, and the subscription plan they select, subject to the subscription plan's terms and conditions.

 

Privacy:

1. Members are expected to respect each other's privacy and refrain from sharing personal information without consent. Additionally, members are prohibited from sharing the group's content with non-members. Members who violate this rule will be removed from the group.

2. Messaging anyone with whom you are not familiar or do not know personally, or using their personal information, is considered inappropriate behaviour. If you experience any such behaviour, please report it to the group admin or at support@addingvalues.xyz. Our team will take action within 24 hours.

3. Adding Values is not responsible for any mishappening or issues that occur between members.

4. If you join the free 1Percent Club on WhatsApp, your number will be stored in our database by default.

5. As a part of the 1Percent community, you may receive ads on the group or directly.

6. If you are a paid user, you can choose to opt out of ads or receive personalized ads based on your subscription plan.

7. As a 1Percent Club member, you will receive a KYM form (Know Your Member) that you are required to fill out. This information will help us provide you with personalized experiences. This form is optional for free users and mandatory for paid users.

8. You can request access to the Data, which you Submitted. & Ask to Delete it as well, If you Delete the Data then you might not get personalized experiences. Even when you are a Paid User.

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Subscription Policy:

1. By subscribing to our paid services, you agree to pay the subscription fee as per the selected plan and the billing cycle chosen by you.

2. The subscription fee is non-refundable and non-transferable under any circumstances.

3. Your subscription will automatically renew at the end of each billing cycle until canceled by you.

4. You can cancel your subscription at any time before the next billing cycle begins.

5. If you cancel your subscription, you will continue to have access to the paid services until the end of the billing cycle for which you have already paid.

6. We reserve the right to change the subscription fee and/or the billing cycle at any time without prior notice.

7. If we change the subscription fee and/or the billing cycle, we will inform you before the change takes effect.

8. We also reserve the right to modify or discontinue any of our services at any time without prior notice.

 

Intellectual Property:

1. All intellectual property rights in the content provided by Adding Values on the 1Percent Club platform belong to Adding Values or its licensors.

2. You are not allowed to reproduce, modify, distribute, or create derivative works based on the content provided by Adding Values on the 1Percent Club platform without our prior written consent.

3. You are not allowed to use any of our trademarks, service marks, logos, or other proprietary designations without our prior written consent.

4. You agree not to reverse engineer or attempt to access the source code of any software used on the 1Percent Club platform.

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Limitation of Liability:

1. Adding Values will not be liable to you for any direct, indirect, incidental, special, consequential, or exemplary damages arising out of your use of the 1Percent Club platform.

2. We will not be liable for any loss of profits, data, or other intangible losses.

3. We will not be liable for any unauthorized access to or alteration of your transmissions or data.

4. We will not be liable for any defamatory, offensive, or illegal conduct of any third party.

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Governing Law:

These User Terms shall be governed by and construed in accordance with the laws of India.

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Amendment:

1. We reserve the right to modify these User Terms at any time without prior notice.

2. Your continued use of the 1Percent Club platform after any such modification shall constitute your acceptance of the modified User Terms.

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